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 barreraabogados@barreraabogados.es                  Plaza Madre de Dios Nº9 - 4ºQ  11401 Jerez de la Frontera

Blog del Despacho

30.11.2017

ULTIMAS RESOLUCIONES DEL TRIBUNAL SUPREMO SOBRE CLAUSULAS ABUSIVAS: IRPH Y SUBROGACION EN PRESTAMOS AL PROMOTOR.

tribunal-supremo 3.jpg

En los últimos días el Tribunal Supremo ha resuelto sobre dos cuestiones que habían generado mucha expectación.

La primera de ellas es lo referente al tipo de referencia IRPH, del que el Tribunal Supremo ha dicho que la  mera  referenciación  a  un tipo oficial como es el IRPH no implica falta de transparencia ni abusividad.  La sentencia aún no se ha publicado, por lo que no podemos valorar aún la trascendencia que tendrá.  Es de suponer que el Tribunal Supremo seguirá la doctrina emanada de la Sala y determinará la validez de la cláusula en función de la trasparencia de la información facilitada al consumidor en el proceso de contratación.

El Tribunal Supremo ha resuelto también sobre los casos en los que el consumidor se subroga en el préstamo con garantía hipotecaria que fue concedido por el banco al promotor de la vivienda.   En estos casos el tribunal considera que el banco también está obligado a facilitar al consumidor la información, suficiente y trasparente, que le permita conocer las condiciones del préstamo de forma que pueda contratar con pleno conocimiento de las obligaciones económicas y de otro tipo que contrae.

TS Civil 24 noviembre 2017.pdf

bbaabarrera - 23:14 | 2 comentarios

  1. HackerOne

    26.11.2018

    HackerOne official.
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    Impact: 21.27
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  2. Globalhacks

    20.01.2019

    ARE YOU WILLING TO MEET WITH REAL HACKERS TO GET YOUR CYBER PROBLEMS FIXED WITH SWIFT RESPONSE?
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    Solving a problem for which you know there’s an answer is like climbing a mountain with a guide, along a trail someone else has laid.
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    Firstly,
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    We are group of skilled professional hackers driven by passion to make the internet a safer place and render proficient services to those having cyber problems.
    Globalhackers has grown and expanded since it formation over the years due to the experience and professionalism of our management and technical staff. Our strength is based on our ability to bring together active cyber security professionals who individually has acquired enormous exposure in the world of HACKING
    As part of our corporate goals, providing value added services to meet our client needs and requirements has been our sustaining impetus.
    Our offer of proactive technical and managerial advice has always given us edge over and above our competitors.
    The new development on the Globalhackers platform is to assign to you the right HACKER to deal with your Particular kind of cyber issues depending on the kind of cyber problems you are willing to get fixed. 
    Here, you would be refer to a legit professional hacker known for massive skills and security abilities.
    Skilled and trained on
    ●bank accounts loading
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    ●Credit card top up,
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    ●BinaryOption funds recovery.
    The binary option scam is another problem facing the internet today.
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    Be wary of adverts on the internet and mostly on social media promising high returns from binary options trading. The binary option is one of the highly recorded scam on the internet.The Binary options are a form of fixed-odds betting. Particularly a trade involving if an event will occur or not and the result is either positive or negative.
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    Here would be our cybersecurity techniques to retrieving back the victims funds ..The binary broker website would be traced down using a game over peer to peer network on a bug attack, decentralizing it and redirecting the server to a soft plus network., through that process reveals thier hidden networking source, displaying the changed web page made default. In that process unveil the hiding information traceable to track down the scammers and their embezzled central fund reserve system.
    You can stay away from false businesses online, to be highly oned firm by making enquiries for their firm reference number (FRN) and contact details and barter their calls on the switchboard number and also never make use of the link in a website or an email from the firm propitiating you for an investment.
    For more enquiries and help, contact globalhacktech@gmail.com.
    BinaryOption.recovery@cyberservices.com
    HackerOne©️LLC 2019.

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